Delta Dental – Newport, RI
Learn More About the Benefits of Delta Dental
Brushing and flossing can help protect your smile against cavities and gum disease, but you should also see a dentist regularly. Your oral health and general wellness are connected, so healthy teeth and gums are important. You can get the high-quality care you need to reach optimal oral health for minimal out-of-pocket expenses when choosing a Delta Dental dentist in Newport. We will help you utilize your coverage to invest in a healthy smile while staying within your budget.
Delta Dental Coverage Availability & Fees
Dental insurance works differently than your medical coverage. Delta Dental offers comprehensive policies for families and individuals that are designed to stop common oral health issues from occurring. However, if a complication occurs, Delta Dental is there for you. They'll help pay some of the expenses to restore a healthy smile quickly. Although every plan differs, most policies include:
- 100% Coverage for Preventive Dentistry
- 80% Coverage for Basic Dental Work
- 50% Coverage for Major Dental Services
Delta Dental focuses on prevention because 92% of adults will experience tooth decay and 50% of Americans have a form of gum disease. Both are leading causes of tooth loss and can affect your overall wellness negatively. You can visit your dentist every 6 months for a cleaning and checkup, as recommended by the American Dental Association. You can benefit from the power of preventative care for a co-payment. You'll keep your teeth and gums healthy to avoid needing costly dental work later. Researchers have found that you can save up to $50 on emergency fees for every $1 of preventative care.
If your dentist finds anything concerning, it won't cost you an arm or a leg to have it treated. After meeting your annual deductible, Delta Dental will cover some of the expenses until you reach your yearly limit. Your benefits include common procedures needed to fix various issues, like fillings and infections.
Delta Dental encourages policyholders to choose a dentist in their network to benefit from more coverage. They have pre-negotiated rates with preferred dental practices for select services to lower the amount you will pay out-of-pocket. However, you have the freedom to choose any dentist or specialist that accepts your insurance, even if they are out-of-network. You can still use your insurance, but you may pay more out-of-pocket.
Your dental insurance doesn't last forever. Your policy will reset at the end of the calendar year, and you'll lose anything you haven't used. With less than 3% of Americans meeting their annual limits, billions of dollars are lost every year in unused dental benefits. We don't want to see you throw money away.
Meet Our Team
A member of our dental team will work on your behalf with your dental insurance in Newport. They will explain how your coverage is being used and discuss your payment options for any remaining balance. We offer the flexible financial solutions you need to keep a healthy smile affordable. Contact our office at (401) 251-0917 to schedule an appointment.